ForthelapofAustraliayou'vebeenplanning.
Caravan and motorhome finance through specialist recreational lenders — sharper rates, terms to 7 years, structures that suit the trip.
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4 short questions. No credit check until you say go.
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Rather lock in a time that suits you?
Three reasons caravan buyers use a broker.
The caravan dealer's finance is rarely the sharpest
Most caravan dealers offer one or two finance options at the showroom. We compare 55 lenders so the rate the dealer hands you isn't the only number on the table.
Specialist recreational lenders pay better
A handful of lenders specialise in caravan and motorhome finance — they understand depreciation, asset valuations and longer-term recreational use. They often write tighter rates than the major banks for the same file.
Lump-sum or repayment-friendly structures
Going on the lap and want low monthly payments with a balloon at the end? Or paying it off before retirement? We can structure either, and we'll show you the trade-off.
Loan basics.
Indicative shape for a typical caravan loan on a newer van. Older or full-time-living vans see different terms.
- Loan term
- Up to 7 yrs
- Indicative rate
- From 6.99%
- Max amount
- $200k+
- Decision time
- Same day
Who finances a caravan with us.
- Retirees and semi-retirees planning the lap of Australia.
- Working families upgrading from a camper trailer to a hard-side caravan.
- Grey nomads replacing an older van for a longer trip.
- Anyone refinancing an existing caravan loan for a sharper rate.
We run files across the majors and the specialists.
Different lenders price different combinations of asset, term and credit profile — that's the whole point of running a panel.
- Affordable Car Loans
- Alex Bank
- AMMF
- Angle Finance
- ANZ
- Arch Finance
- Assetline Capital
- Azora Finance
- Banjo
- Bank of Melbourne
- Bendigo Bank
- Bizcap
- BOQ
- BOQ Specialist
- Branded Financial Services
- Capital Finance
- Commonwealth Bank
- Dynamoney
- Earlypay
- Finance One
- Firstmac
- FlexiCommercial
- Grow Finance
- ING
- Judo Bank
- La Trobe Financial
- Latitude
- Liberty
- Lumi
- Maple Finance
- Medfin
- Metro Finance
- Money3
- MoneyMe Autopay
- MoneyPlace
- Moneytech
- Morris Finance
- Moula
- NAB
- Now Finance
- OnDeck
- Pallas Capital
- Pepper Money
- Plenti
- Prospa
- Qualitas
- Resimac Asset Finance
- ScotPac
- Selfco
- Shift
- SocietyOne
- Suncorp
- Thinktank
- Westpac
- Wisr
Three steps from showroom to highway.
- 01
Tell us the van
Year, make, model, intended use. New, used, dealer or private sale.
- 02
Match to a recreational lender
Caravan-friendly lenders price differently to the major banks — we know which ones will write your file at the sharpest rate.
- 03
Approval and settlement
Indicative answer same day, formal approval typically 24–48 hours, settlement direct to the dealer or vendor.
Londy's dedication to getting me financed for my van was unreal. It wasn't easy but they remained enthusiastic the whole time and seemed un-phased by the challenge. I rated 5 stars, but would go 10 if I could.
Common questions before you sign.
Can I finance a caravan up to 7 years old or older?
Yes. Most lenders write caravans up to about 12–15 years old at end of loan term. Older vans go to specialist recreational lenders. The age cap is sometimes the deciding factor for lender selection.
Do I need a tow vehicle finance package together?
You can — we can structure a combined ute-and-van facility, or two separate loans. Most customers prefer two separate loans so they can refinance the ute later without affecting the van.
Will the lender want to see the caravan in person?
Usually no. The lender relies on a tax invoice from the dealer and a current PPSR clearance. Private sales need a current registration and may need an inspection on older vans.
Can I get a loan if the caravan is for full-time living?
Yes, but disclose it upfront — some lenders restrict caravans intended for permanent residence. We'll match your file to a lender comfortable with that use case.
What's the difference between a caravan loan and a personal loan for a caravan?
A caravan loan is secured against the van, so the rate is lower (typically 7–9%). An unsecured personal loan can be used for a caravan but the rate is higher (often 10–15%). Always ask for a caravan loan if you're buying one.
Get a real rate from a real broker — back in minutes.
Drop your details and we'll call you back within minutes during business hours. Or call and skip the form.